Glossary

Commitment: a payment that comes back, such as rent, a premium or a subscription. It can also be one-time.

Charge: one payment of a commitment, on one day, with its own amount.

Expense: a one-time payment you already made.

Money in: salary, refunds, interest and other money received. Shown under the total, never added to spending.

Transfer: money moving between your own accounts, such as paying a card bill. Kept out of spending.

Confirmed charge: proven by a statement or an email, marked paid, or given its amount. Reports count only these.

Planned charge: a charge longbook expects in the future.

Person: who a commitment is for. Not a login.

Account: what pays a commitment: a bank account, card, UPI, wallet or cash.

Home currency: the currency the dashboard leads with. Currencies are never converted.

Proposals: where everything written by an AI, Siri or an import waits, to keep or undo. Each batch waiting there is a proposal.

Insight: a short note your AI leaves on a card.

Report: one page for a month or a trip, built from confirmed charges.

Trip: a report over a trip's days, people and accounts.

longbook folder: the folder of plain files that holds your longbook, usually in iCloud Drive.

longbook Cloud: the optional subscription for features that use our server.

MCP: the connection your AI uses to read and write your longbook.

Hosted copy: the copy of your longbook kept for online AI, only while Let AI Read My longbook is on.