# Glossary

- Page: https://longbook.app/help/glossary/

**Commitment**: a payment that comes back, such as rent, a premium or a subscription. It can also be one-time.

**Charge**: one payment of a commitment, on one day, with its own amount.

**Expense**: a one-time payment you already made.

**Money in**: salary, refunds, interest and other money received. Shown under the total, never added to spending.

**Transfer**: money moving between your own accounts, such as paying a card bill. Kept out of spending.

**Confirmed charge**: proven by a statement or an email, marked paid, or given its amount. Reports count only these.

**Planned charge**: a charge longbook expects in the future.

**Person**: who a commitment is for. Not a login.

**Account**: what pays a commitment: a bank account, card, UPI, wallet or cash.

**Home currency**: the currency the dashboard leads with. Currencies are never converted.

**Proposals**: where everything written by an AI, Siri or an import waits, to keep or undo. Each batch waiting there is a **proposal**.

**Insight**: a short note your AI leaves on a card.

**Report**: one page for a month or a trip, built from confirmed charges.

**Trip**: a report over a trip's days, people and accounts.

**longbook folder**: the folder of plain files that holds your longbook, usually in iCloud Drive.

**longbook Cloud**: the optional subscription for features that use our server.

**MCP**: the connection your AI uses to read and write your longbook.

**Hosted copy**: the copy of your longbook kept for online AI, only while **Let AI Read My longbook** is on.

Still have a question? Open **Support** in the app, under **Settings**, then **Help & about**, or write to contact@longbook.app and a person answers.

- [All help articles](https://longbook.app/help.md)